Article 1 Any customer that has opened a corporate account with any banking outlet of Bank of China (BOC) and registered for BOCNET Corporate Online Banking (Corporate Online Banking) Services shall transact online banking businesses pursuant to these Rules.

Article 2 Basic information on the corporate online banking services of BOC:

1. Service channels: The corporate online banking services of BOC offer customers with the transaction functions through WEB (public network or dedicated line), ERP (public network or dedicated line), or mobile terminals (mobile network).

2. Services: Account management, transfer & remittance, agency collection & payment, public services, unified payment, liquidity management, bill of exchange service, bill pool service, deposit service, investment & WM services, international settlement remittance, international settlement documents, global services (including global cash management), supply chain financing, loan services, e-commerce, pension service, corporate settlement card service, financial services, all-in-one card service, local featured services, corporate administrator service, and self-service management.

3. Convenient contracting: For new enterprises enabling Corporate Online Banking, relevant functions of the default service package will be provided as default, and functions of the basic service package are optional. Enterprises may apply for other services according to their needs. The default service package includes account inquiry, bank-enterprise reconciliation, inter-bank account inquiry, time deposit account inquiry, other banks' account management, loan inquiry, and fund flow statistics. The basic service package includes transfer & remittance, inter-bank real-time transfer & remittance, transfer & remittance to personal account, corporate time deposit, corporate call deposit, and contracted deposit contract inquiry. After choosing the service package, the enterprise's operator may choose handling or authorization role, and by doing so, the enterprise defaults that all operators under the enterprise have the authority to all account numbers, and one operator matches one level authorization automatically (default) or more than one operator matches one level authorization. Individualized and flexible operator authority and authorization workflow may be set to achieve complicated financial management requirements of enterprises for multi-operator to multilevel-authorization.

4. Service time: Corporate Online Banking provides around-the-clock services to corporate customers, but specific service items have different beginning and expiration time each day. There, customers shall transact during the time of availability. Some urgent services or services subject to the trading time limitation of any external market cannot be applied for via online banking during non-service hours, and Corporate Online Banking will give real-time feedback if an application for such transactions is submitted. Most transaction instructions received by Corporate Online Banking after daily expiration time of each specific service item will be deemed to be served and processed on the next business day. BOC has the right to define and alter the online banking service time and the daily expiration time for specific services or transactions.

5. Announcement and business continuity: BOC will publish an announcement in advance on its portal website or Corporate Online Banking to remind its customers about service interruption due to online banking service upgrade or any other reasons. Customers shall be attentive to such announcement and use other BOC channels such as counter service to complete their transactions. Corporate customers shall use other BOC channels such as counter service to complete their transactions, in the event that the online banking service is suspended due to service upgrade or is not available as a result of force majeure.

6. Security verification: Identity verification tools provided by BOC for online banking include USBKey digital certificate, e-Token and SMS Verification Code. These authentication tools are supported by a browser. USBKey is required for ERP services. e-Token and SMS Verification Code can be used for mobile terminals. Only inquiry service is available if SMS Verification Code is used for login. The expiration of e-Token or digital security certificate will lead to transaction failure. Therefore, the customer shall remember the validity period of e-Token or digital security certificate indicated on the homepage after login and self-renew the USBKey digital certificate online three months before such expiration or lodge an application for renewing them to BOC three months before such expiration.

Article 3 When applying for using BOC corporate online banking services, a corporate customer shall be attentive to the following:

1. Based on having known, understood and agreed to comply with the Charters on E-Banking Business of Bank of China Limited, Charters on Integrated Corporate Banking Services of Bank of China Limited, the terms and conditions of relevant service agreements entered into with BOC, and these Rules, customer voluntarily applies for BOC corporate online banking services.

2. A customer shall pay for using BOC online banking services based on relevant charging standard published by BOC.

3. A customer is obliged to accurately fill in the form of application for relevant services pursuant to the rules and regulations of BOC. The completed form aforesaid shall serve as an integral part of the BOC corporate online banking service agreement, and carries the same legal force. If any change to the information in the application form is incurred, the new form will be equally effective as a part of the service agreement. A customer shall ensure that the completed application form and the provided information are authentic, accurate, complete, legal and effective. BOC shall complete relevant settings in the online banking system in strict accordance with the account, operator, operation authority and organizational relationship provided by the customer.

4. A corporate customer shall apply for setting its online banking operator and corresponding operation authorization according to its real business needs and BOC regulations. The company can also apply for super administrator client service, with which, it can inquire online banking contracted information and independently complete the settings including operator maintenance, operator status change, authorization template maintenance, and authority maintenance. After the customer maintains operator information independently, the operator's company shall collect the authentication tool from the account opening bank with the company's power of attorney. As a super administrator can distribute authority to all accounts and operators of online banking services of enterprise/Group, the enterprise shall choose appropriate personnel to configure super administrator authority and timely adjust the authority after transfer of personnel.

5. BOC sets uniform system limits for corporate online banking services (see the Attached Table for details). A corporate customer shall negotiate with BOC about self-trading limits under the system limits as well as the authorized workflow applicable to the financial management of the enterprise.

6. According to regulatory requirements, a customer of BOC corporate online banking services may set the following limits/number of transactions: It may set daily and annual accumulative limits for and number of transfer to others via online banking. It may set its limits/number of transactions under uniform system limits. The ceilings for uniform system limits are daily accumulation of RMB10 trillion, annual accumulation of RMB100 trillion and daily accumulation of 1 million transactions.Meanwhile, if the daily accumulative limit for transfer of a customer to others exceeds RMB1 million, the system will send an alert to the customer when the transfer transaction is submitted.

7. A customer shall provide customer information and transaction information (including information on the counterparty, transaction nature, and source and use of funds) as per BOC requirements and ensure that the provided customer information and transaction information are true, accurate, complete, legal and effective. BOC shall have the right to suspend or terminate the service offered to a customer if the customer refuses to cooperate with the provision of the aforesaid information, or if the provided customer information or transaction information is false, inaccurate, incomplete or invalid.

8. When the relevant customer information changes, customers should handle the change procedure at BOC. If the provided customer information changes (e.g. the customer's identity document expires) and the customer fails to update within a reasonable time without any reasonable grounds, BOC shall have the right to suspend or terminate the financial service offered to the customer.

9. Customers that have applied for the following services shall additionally know:

(1) E-reconciliation: Customers shall sign the agreement on reconciliation between banks and enterprises of Bank of China Limited (referred to as the "Reconciliation Agreement"). If online statement is selected, the customer needs to apply for BOC online banking services, specify the ID (or "User Number") of its operators with authority in the service agreement according to its reconciliation needs, and complete the follow-up contract signing and register necessary information in the system. Regarding reconciled account information, reconciliation results and other rights and obligations of the services shall be as specified in the reconciliation agreement for corporate customers with BOC.

(2) Transfer & remittance to personal account: To apply for the BOC online transfer & remittance to personal account, the customer shall strictly abide by the management requirements of relevant regulatory authorities such as the People's Bank of China on payment from corporate settlement account to personal settlement account, and provide the remittance purposes or reasons accurately and in detail. The customer shall be responsible for the authenticity and legality of the payment purposes and reasons.

(3) Payment to designated account: A customer shall assign specific operators to operate the function of "Designated Accounts Maintenance". Meanwhile, the function of "Transfer Entrustment" and the function of "Designated Accounts Maintenance" cannot be assigned to the same operator in order to ensure effective control of fund flows.

(4) Agency payment: Customers shall first sign the agency payment service agreement with BOC and apply for online banking quick agency payment (payroll) and quick agency payment (other) services. Customers shall ensure that their payments are made through settlement accounts which comply with the requirements of the People's Bank of China and the payment purposes are true and legitimate.

(5) Agency collection: Customers shall first sign the agency collection service agreement with BOC and apply for online banking quick agency collection services. Customers shall ensure that debit authorization between payee accounts and customers' collection accounts are true and legitimate and the status of collection account used is normal.

(6) Bill of exchange and bill pool services: Corporate customers that apply for electronic commercial bill service through online banking must have an organization code certificate or the latest-version business license, enter into the Agreement on Electronic Commercial Bill Service of Bank of China at the banking outlet of BOC first, and then go through the relevant procedure for application for BOC online banking service. According to the relevant provisions of the People's Bank of China, if a corporate customer applies for the electronic commercial bill service, it needs to use USBKey as the identity verification tool at the time of transaction verification.

(7) Time/call deposit service: Time/call deposit service of Corporate Online Banking does not provide the functions of online downloading or printing Corporate Time/Call Deposit Certificate now, so the customer may print the application at the counter of account opening bank if necessary. Once the customer prints the Corporate Time/Call Deposit Certificate, the time/call deposit transaction cannot be withdrawn online and can be inquired only.

(8) large-denomination certificate of deposit service: Before applying for large-denomination CD service, the customer shall submit the large-denomination CD enabling application to the counter of account opening bank which shall first complete the contracting.

(9) Wealth management products service: Before enabling WM products service, the customer shall first sign the Agreement on Investment Products of Institutional Customers of Bank of China Limited / the Agreement on Wealth Management Products of Institutional Customers of BOC Wealth Management Co., Ltd. (Sales Agency of Bank of China Limited) and can apply for BOC corporate online banking WM product service after signing in BOC's WM products sales system and registering necessary information.

(10) Third-party custody service: In order to access the third-party custody of BOC corporate online banking service, the customer needs to apply for third-party custody service at the counter first, and then sign up in the BOC third-party custody system and register necessary information.

(11) Bank-futures transfer service: In order to access the Corporate Online Banking bank-futures transfer service, the customer shall first apply for this service at the banking outlet of BOC, sign up in the BOC bank-futures transfer system and register necessary information.

Note: For bank-futures transfer, the limit of futures-bank transfer will be set differently by different futures companies according to their respective rules.

(12) Bank-commodity transfer service: In order to access the Corporate Online Banking bank-commodity transfer service, the customer shall first apply for online payment service of commodities and property rights (equities) at the banking outlet of BOC, sign up in the business system and register necessary information.

(13) Cross-border remittance/domestic foreign currency transfer & remittance service: The customer may submit the application for cross-border remittance or domestic foreign currency transfer & remittance through Corporate Online Banking, and go to the counter with original materials required for processing on the day of specified remittance or after. In principle, the application form of overseas remittance submitted by the customer through Corporate Online Banking will be valid within one month from the "Remitting Day" put down by the customer.

(14) NRA account service: BOC corporate online banking offers services such as account management, fund transfer, and automatic collection for accounts within the territory of China of overseas institutions (NRA accounts). As for NRA RMB accounts, online banking account information inquiry and NRA remittance service can be applied. Regarding NRA foreign currency accounts, online banking account information inquiry, cross-board remittance, document issue application and inquiry services can be applied to meet the remittance and fund sweep between the customers' NRA foreign currency accounts and domestic, overseas and other NRA accounts. Corporate customers shall observe relevant regulatory requirements of China in using NRA accounts.

(15) Foreign currency settlement: Corporate Online Banking provides foreign currency settlement application service (including foreign currency current account, capital account settlement, and settlement of account pending verification). Except for quick foreign currency settlement, the customer needs to apply for foreign currency settlement transaction at the counter with relevant documentation. Foreign currency settlement application submitted via Corporate Online Banking will be valid for ten days. Validity period will be extended in the event of public holidays. The customer needs to re-submit such application if the validity period has ended.

(16) Centralized collection & payment service: Before applying for this service, the customer shall submit an application for centralized collection & payment service to the trade finance line and maintain the contracting with relevant system.

(17) International settlement document service: The customer needs to open international settlement account and activate online banking before applying for the online international settlement document service. Currently, only E-Token authentication is available for conducting transactions under international settlement document service.

(18) Cross-border group service: This service includes global account management, global remittance, and global cash management. Before applying for this service, the customer should obtain full, effective and legal written authorization from foreign branches and subsidiaries before applying (all written authorization documents are used as appendices to the corporate banking service agreement and are an integral part of the corporate banking service agreement; both the authorization documents and the corporate banking service agreement shall conform to the laws or requirements of regulators of the place where the BOC overseas branch is located).

(19) Supply chain financing service: The customer shall first apply for relevant supply chain financing product of BOC and sign the service agreement, before applying for the supply chain financing service. B2B online payment service: BOC provides customers with e-commerce transaction fund transfer service between buyers and sellers. When trading via the B2B e-commerce platform of merchants, the buyer shall make payment in line with the authorization mode of BOC corporate online banking, security verification method and procedures for BOC B2B online payment. BOC shall make fund transfer based on the transaction data provided by the merchants and the e-payment instruction certified by the buyer. Any possible trade dispute arising from e-commerce between the buyer and seller is unrelated to BOC. Therefore, the customer shall have a full understanding of the characteristics and any possible risk of e-commerce. To use BOC online banking services, the B2B buyer and merchant shall enter into the online banking service agreement for corporate customers and the cooperative agreement for B2B payment merchants of online banking with BOC, respectively, and strictly perform the agreed-upon obligations in the agreements and assume relevant risks.

（20）For B2B payment, based on the transaction data provided by merchants and the payment instruction submitted by the buyer via Corporate Online Banking, BOC transfers the transaction fund from the settlement account opened by the buyer with BOC directly to the designated account.

(21) Pension service: To apply for the pension service under the WEB browser channel, the customer shall first sign the pension service agreement and complete the pension service contracting in the pension system (i.e. registration of customer information and scheme information).

(22) Fiscal payment service: With this service, institutions under central and local government budgets are provided with financial authorization payment inquiry and online payment service. All BOC online banking services except for this service cannot be applied for zero-balance accounts of central and local budget execution units.

(23) Tariff payment service: To apply for the "Tax Payment - UB Tariff Payment" service of BOC, the customer shall complete the tax declaration (including online declaration) at the tax collection authority and log in to Corporate Online Banking to pay the tariff with such information as tax bill number. After completing the payment authorization, the customer can check the tariff payment status using the "Tariff Payment Inquiry" function. After the tariff payment is successfully completed, the payer shall use the tax bill stamped by the account opening bank for customs clearance. If the tariff payment fails, the customer can inquire about the reason for the failure and click "Modify and Submit" to re-make the payment. Currently, this service is only applicable to customs clearance operations at some customers in Beijing, Guangdong, Shenzhen, Jiangsu, and Suzhou (the applicable customs shall be as announced by the General Administration of Customs, PRC).

Article 4 A first-time corporate user of BOC online banking services shall be attentive to the following:

1. Reset the operator's online banking user ID (6 - 20 digits, combination of figures and letters) after first logging onto Corporate Online Banking with the operator ID printed on the sealed password envelope or customer's acknowledgment; user ID cannot be changed once confirmed by the system.

2. Change the initial login password printed on the sealed password envelope or sent by SMS to a new one pursuant to the requirements of the Corporate Online Banking Security Notice (8 - 20 digits, combination of figures, English letters (case-sensitive) and punctuations). To improve the customer's safety in using online banking, we suggest changing mobile banking password at regular intervals;

3. Promptly destroy the sealed password envelope or other related password notices after first-time successful use of the online banking service;

4. Customize the reserved information in time to effectively identify phony websites.

Article 5 BOC will process the relevant business in strict accordance with the online banking transaction instruction submitted by the corporate customer, and any consequence of the execution of the transaction instruction shall be borne by the corporate customer. When using BOC corporate online banking services, a corporate customer shall be attentive to the following:

1. A corporate customer shall log on to the corporate online banking via BOC's portal website (http://www.boc.cn) for the browser-end corporate banking services to avoid logging in to fake and phishing websites.

2. To ensure the safety of customer information, funds and transactions, a corporate customer's operators should ensure that they use their identity verification tools to log into Corporate Online Banking and conduct operations in a standardized manner, and properly keep identification mark and verification tool of customer identity. It shall be deemed as the conduct of the customer if anyone conducts any online banking operation and through a correct identification mark and verification tool of customer identity. Electronic records resulting from the aforesaid conduct shall be legal and effective evidence of the transaction.

3. The operator of an enterprise shall maintain the password and identity verification tool in a safe and confidential manner and take corresponding measures to prevent unauthorized use of the password, including but not limited to:

(1) To ensure that the enterprise's online banking operator can log onto the online banking by SMS Verification Code and that operational tips and transaction result notices can be correctly and timely sent to the operator, the enterprise's online banking operator should use his/her mobile phone number to sign up for the corporate online banking, the mobile phone number of a BOC employee or other non-personal mobile phone numbers must not be used as the operator's registered mobile phone number. Meanwhile, if the operator's mobile phone number changes or the enterprise changes its operator, the enterprise shall change the registered mobile phone number of its BOC corporate online banking operator;

(2) Not write down the password in a clear-text form or record it by other means;

(3) Not divulge the password to others including the BOC staff (the BOC staff are unable to and need not know such password for provision of any online banking services to the customers);

(4) Not use the password easy to guess or crack (e.g. birthday, telephone number or other personal information or group of regular figures/letters) or relevant to a third party (e.g. identical to that of email);

(5) Not record the password in any software holding passwords automatically (e.g. hint window for "Saving Password" displayed on any computer screen or any similar function in the browser);

(6) Change the password in a regular or irregular manner, avoid the rotation of two passwords; and

(7) Avoid transmitting the online banking account number and password via email or by any other means.

4. Where a corporate customer's operator enters a wrong user ID, password, e-Token or SMS Verification Code for five consecutive times a day, BOC will temporarily lock up his/her online banking transaction qualification on the day and the system will unlock it automatically on the next day or BOC will unlock it after authenticating his/her identity on the current day. Where a corporate customer's operator fails to authenticate his/her user ID, password, e-Token or SMS Verification Code for 15 consecutive times accumulatively or fails to authenticate his/her USBKey password for five consecutive times, BOC will freeze his/her transaction qualification, and the corporate customer may unlock it and reset the password through the "Super Administrator" function; if the verification tool is locked, the corporate customer shall reset the password, unlock it, or apply for a new verification tool at the counter of the opening bank with relevant application material issued by the enterprise and locked verification tool. Other operators of the corporate customer may conduct unaffected transactions and the corporate customer may continue handling counter-based transactions when the qualification for online banking transactions is frozen. A customer shall always click "Exit" on the top right-hand corner of the system and then close the browser every time he/she finishes with online banking. If USBKey is used, the customer shall promptly remove it from the computer.

5. A corporate customer's operators shall conduct transactions according to relevant reminders and instructions of Corporate Online Banking, and shall exit the system immediately after completion of a transaction. In the event of transaction interruption, the corporate customer is advised to carefully verify the accounting information to avoid repeated transactions. In case relevant information cannot be confirmed, please timely contact BOC. BOC will make inquiries on behalf of the corporate customer.

6. A corporate customer shall ensure a secure computer environment and safe information saved in the computer systems and communication systems when using BOC online banking services. Please download and install the Active X provided by BOC for protecting the security of clients, regularly download and install the latest security programs or patches for the operating system and browser, install firewall, install and update the anti-virus software to prevent computer from virus intrusion. Do not access BOC online banking services in public places (e.g. Internet cafe, public library), as unfamiliar computers may be installed with malicious monitoring programs to trap user ID and password.

7. Online banking user ID, password, e-Token, and USBKey are security certificates for online banking transfer, so customers shall properly keep them and must not disclose them to anyone else to avoid fraud. Criminals may defraud customers by using fake BOC website, text message or email, fake website link on search engine, or calling customers in the name of people's court, people's procuratorate or public security organ/taxation authority/CBIRC/bank/telecoms company (do not blindly trust caller ID numbers as criminals can set at will call numbers through software). By using such grounds as e-Token upgrade, simulated transfer test, arrears, account monitoring by public security organ, criminals may defraud customers of their crucial information such as online banking user ID, password, e-Token, SMS Verification Code, or ask customers to reserve phone numbers of someone else (criminals) for their online banking, or ask customers to transfer their account funds to designated accounts. In the event of a risk, call 110 immediately, or report to the police station, or call the BOC customer service hotline 95566 for advice.

8. A corporate customer shall ensure a secure computer environment and safe information saved in the computer systems and communication systems when using online banking services. Please download and install the Active X provided by BOC for protecting the security of clients, regularly download and install the latest security programs or patches for the operating system and browser, install firewall, install and update the anti-virus software.

9. BOC will process the relevant business in strict accordance with the online banking transaction instruction submitted by the corporate customer, and any consequence of the execution of the transaction instruction shall be borne by the corporate customer.

10. For the same transaction, the system implements the mutual exclusion rule for the handling and authorization roles. In other words, the IDs of the handler and authorized operator cannot be the same. Currently, services subject to this rule include corporate-to-corporate transfer, corporate-to-person transfer, payment to designated account, quick agency payment, inter-bank quick transfer, unified RMB payment, unified foreign currency payment, unified external payment, cross-border remittance, domestic foreign currency transfer, inward remittance nature confirmation, central finance authorized payment, electronic bill of exchange, and e-commerce.

11. According to regulatory requirements, a customer of BOC corporate online banking services may set daily and annual accumulative limits for transfer to others via online banking. The ceilings at bank end for uniform system limits are daily accumulation of RMB10 trillion, annual accumulation of RMB100 trillion and daily accumulation of 1 million transactions for Wealth Management Version while daily accumulation of RMB10 billion, annual accumulation of RMB100 billion and daily accumulation of 1 million transactions for Small Business Version. Meanwhile, if the daily accumulative limit for transfer of a customer to others exceeds RMB1 million, the system will send an alert to the customer when the transfer transaction is submitted.

Article 6 In the event that a corporate customer falls into any of the following circumstances, BOC will close some restricted functions of the customer's online banking (such as transfer) or cancel the customer's corporate online banking services, and require the customer to handle transfer business at BOC counter:

1. One or more suspicious transactions listed in the Notice of the People's Bank of China on Further Strengthening the Management of the Opening, Transfer and Cash Withdrawal Business of RMB Settlement Accounts (Yinfa [2011] No. 116) shall be handled pursuant to the Notice's requirements.

2. The enterprise has been determined by the relevant state departments to be ineligible for business, or its business qualification has been canceled, revoked or terminated, or its transaction business has violated laws, regulations, regulatory provisions or State policies, or it has seen seriously deteriorating business operations or a sudden risk event, or there are any other circumstances that may cause a big reputational risk or business risk for BOC.

3. The enterprise has been dismantled or merged, dissolved, declared bankrupt, or shut down.

4. The corporate customer has closed some or all accounts with BOC and terminated all BOC services.

5. The enterprise or its responsible person (or legal representative) engages in money laundering, fraud, infringement, drug trafficking, terrorist financing, intellectual property infringement, or any other illegal and criminal activities, or any client of the enterprise or its transactions is on a sanctions list or within the scope of sanctions issued by any international organization, China, or other countries.

6. Customer offered forged or false information when applying for enabling or using BOC e-banking services.

7. Customer takes advantage of malfunction or failures of the e-banking system to gain unjust enrichment or cause other person’s loss; or uses the e-banking to conduct illegal transactions out of illegal purposes.

8. Other person illegally uses e-banking services under the guise of customer’s identity, or there is possibility of such event.

9. Customer fails to pay relevant service fee according to the regulations and the e-banking account balance is insufficient to pay e-banking fee.

10. Corporate identity is expired and is not updated in the reasonable time and customer fails to give any justifiable reason.

11. Other circumstances where a regulatory authority or BOC has determined that the access to BOC corporate online banking services should be closed or restricted.

Article 7 In accordance with the provisions of the State and regulatory requirements, BOC shall periodically check the applicability of these Rules and update them in a timely manner according to business and technology development needs. If any customer has an objection to any update to these Rules, he/she has the right to cancel the relevant services; if the customer does not cancel the relevant services or continue to accept the relevant services, it is deemed by BOC that he/she agrees with and accepts the update. Customers shall apply for the relevant services pursuant to the updated version of these Rules.

Note: "Announcements" mentioned in these Rules refer to the announcements issued at BOC banking outlets or BOC's portal website: http://www.boc.cn.

Attached Table: Current Uniform System Limits (in RMB) for BOC Corporate Online Banking

No.	Name of service	Channel	Single limit		Daily accumulative limit		Monthly accumulative limit
			e-Token	USBKey	e-Token	USBKey
1	Transfer & remittance to corporate account	Online banking	100 billion		500 billion		——
		Mobile banking	2 million	4 million	20 million	40 million	——
		Bank-enterprise connection	——	100 billion	500 billion		——
2	Transfer & remittance to personal account	Online banking	5 million		50 million		——
		Mobile banking	1 million	2 million	10 million	20 million	——
		Bank-enterprise connection	——	200 million	1 billion		——
3	Payment to designated account	Online banking	100 billion		500 billion
		Mobile banking	4 million	8 million	40 million	80 million
		Bank-enterprise connection	——	100 billion	500 billion		——
4	Inter-bank real-time transfer & remittance	Online banking	1 million		500 million		——
	Inter-bank withholding contracting	Online banking	50,000		1 million		30 million
	Inter-bank real-time payment	Bank-enterprise connection	——	1 million	500 million		——
	Inter-bank payment	Bank-enterprise connection	——	50,000	100,000		——
5	Integrated transfer & remittance	Bank-enterprise connection	——	100 billion	500 billion		——
6	Quick agency payment (salaries)	Online banking	1 billion		2 billion		——
	Quick agency payment (other types)	Online banking	1 billion		2 billion		——
	Quick agency payment	Bank-enterprise connection	——	20 billion	20 billion		——
7	Quick agency collection	Online banking	50 million		500 million		——
		Bank-enterprise connection	——	500 million	4 billion		——
	Single real-time collection	Bank-enterprise connection	——	100 million	1 billion		——
8	Corporate time deposit	Online banking	100 billion		500 billion		——
		Mobile banking	50 billion	100 billion	250 billion	500 billion
		Bank-enterprise connection	——	100 billion	500 billion		——
	Corporate call deposit	Online banking	100 billion		500 billion		——
		Mobile banking	50 billion	100 billion	250 billion	500 billion
		Bank-enterprise connection	——	100 billion	500 billion		——
	Large-denomination certificate of deposit	Online banking	9999999999999		9999999999999		——
		Mobile banking	4999999999999.5	9999999999999	4999999999999.5	9999999999999	——
		Bank-enterprise connection	——	9999999999	9999999999		——
9	Foreign exchange settlement	Online banking	300 million		1 billion		——
		Mobile banking	150 million	300 million	150 million	300 million	——
		Bank-enterprise connection	——	300 million	1 billion		——
	Quick foreign exchange purchase	Bank-enterprise connection	——	100 billion	500 billion		——
10	B2B payment	Online banking	100 million		500 million		——
							——
11	Wealth management products	Online banking	100 billion		500 billion		——
	Investment WM - Agency derivatives clearing	Online banking	100 million		1 billion		——
	Investment WM - Transfer of the Bulk Commodity Exchange	Online banking	100 billion		500 billion
	Online banking service for exchanges	Online banking	9999999999		99999999999		——
	Corporate third-party custody	Online banking	100 billion		500 billion		——
	Bank-futures transfer	Online banking	500 million		5 billion		——
	Bank-commodity transfer	Online banking	10 billion		50 billion		——
	Bank derivative transfer	Online banking	9999999999999		9999999999999		——
12	Fiscal business credit card	Online banking	100 million		1 billion		——
	Central finance authorized payment	Online banking	100 billion		500 billion		——
	Central finance authorized online payment (link channel)	Bank-enterprise connection	——	99999999999	99999999999		——
	Agency payment of central financial account (salaries)	Online banking	1 billion		10 billion		——
	Agency payment of central financial account (other types)	Online banking	1 billion		10 billion		——
	Central fiscal business credit card payment	Bank-enterprise connection	——	99999999999	99999999999		——
13	Tariff payment	Online banking	500 million		1 billion		——
14	Global remittance	Online banking	20 billion		100 billion		——
		Bank-enterprise connection	——	20 billion	100 billion		——
	Cross-border direct transfer & remittance	Bank-enterprise connection	——	20 billion	100 billion		——
15	MOHURD batch payment	Bank-enterprise connection	——	100 million	1 billion		——

Note: For bank-futures transfer, the limit of futures-bank transfer will be set differently by different futures companies according to their respective rules.