產品名稱

利優(yōu)儲蓄

產品簡介

利優(yōu)儲蓄是中國銀行新加坡分行（下稱“我行”）于2020年10月19日向個人新元定存賬戶持有人推出的定期存款促銷利率，僅適用于新的起存存單。最新產品利率請查看個人新元定存促銷利率。

適用客戶

新加坡本地居民、永久居民，持有有效準證的外國人（工作準證、學生準證、長期準證、家屬準證）。同時，申請新元定期存款賬戶的客戶必須年滿15歲。

辦理流程

1、在線辦理（新客戶）：點擊https://cloud.bankofchina.com/sgp/boc_ao/static/boc_ao/index.html或登錄中銀手機銀行APP，在主頁面點擊“在線開戶”。

2、在線辦理（現(xiàn)有客戶）：如您已有我行賬戶，并注冊了網(wǎng)銀/手機銀行，登錄網(wǎng)銀/手機銀行APP，在主頁面點擊“申請賬戶”。

3、網(wǎng)點辦理：個人客戶均可持本人有效身份證件和材料（新加坡本地居民、永久居民請持身份證原件；外籍人士請持護照原件、工作準證/學生準證/長期準證/家屬準證原件、地址證明（如三個月內的銀行賬單/水電費結單/電話賬單等）到我行任一營業(yè)網(wǎng)點柜臺辦理。

溫馨提示

以上期限定期存款提前支取不征收罰息，按年化0.1%的存款利率計付利息。

規(guī)則與條款

1. This BOCSG EliteSaver Time Deposit Promotion (the “Promotion”) applies to new time deposits (the “Time Deposits”) placed with Bank of China Limited, Singapore Branch (“BOCSG”) for SGD Time Deposit.

2. Upon maturity, the principal and interest amount of the SGD Time Deposit will be automatically renewed by BOCSG for the same tenor respectively at the board rates, unless other instructions are provided by the eligible customer prior to or upon maturity.

3. To be eligible for this Promotion, the Time Deposits shall not be less than SGD5,000 over the counter and not be less than SGD500 via Mobile Banking for SGD Time Deposit.

4. BOCSG’s Terms and Conditions Governing Accounts (as may be amended by BOCSG from time to time) will apply to a placement of a Time Deposit.

5. All participants in this promotion irrevocably consent and authorise BOCSG and its agents and vendors (including but not limited to the parties involved in organising, promoting and conducting the promotion and/ or redemption) to collect, use and disclose their personal data to any person for the purpose of the promotion and/or redemption, and confirm that they have read and agree to be bound by the terms of BOCSG’s Personal Data Protection Policy, as may be amended, supplemented and/or substituted by BOC from time to time, a copy of which can be found on fygdyy120.com/sg/aboutus.

6. BOCSG reserves the right to extend revise or withdraw this promotion, and is entitled to vary, delete or amend the terms and conditions herein as in whole or part without prior notice.

7. The decision of BOCSG in connection with any matter relating to this promotion is final, conclusive and binding on all customers and no correspondence or claims will be entertained.

8. BOCSG shall have the sole and absolute discretion to exclude any person or non-individual from participating in the Promotion without any obligation to furnish any notice and/or reason. BOCSG's decision on all matters relating to the Promotion shall be final, conclusive and binding on all customers.

9. This Promotion is not valid with any other promotions and cannot be combined or repeated with any existing promotions.

10. BOCSG, its related corporations, employees and/or independent contractors shall not be liable to any person or non-individual for any loss, injury, liabilities, expenses or damages whatsoever or howsoever incurred or sustained by the customer and/or any other person by reason of, arising from or in connection with this Promotion or any other reason.

11. By participating in this promotion, the participants agree to be bound by the terms and conditions herein including any amendments and variations thereto.

12. Other terms and conditions shall apply.

存款保險計劃：根據(jù)法律規(guī)定，凡是非銀行（例如：個人、企業(yè)及組織）存戶，在每計劃會員所持有的新元存款都獲得新加坡存款保險公司承?？傤~高達10萬新元。外幣存款、雙貨幣投資、結構式存款及其它投資產品都不受保。更多詳情請瀏覽www.sdic.org.sg。